ટૂંકું ને ટચ: Insurance: Know about Maternity Insurance

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Maternity Insurance

Maternity insurance covers expenses related to both baby delivery options – cesarean and normal delivery. Some insurance service providers prefer to provide maternity benefits as a rider or additional service and lower the burden on your pocket. Some corporates offer their women employees the benefit of maternity insurance along with the best health insurance policy. Also, in a majority of corporate group policies, maternity is a rider with a sub-limit of not exceeding Rs. 50,000.

Some of the benefits of maternity insurance are pre and post-hospitalization wherein pre-hospitalization costs up to 30 days before the date of admission is covered. Expenses such as nursing and room charges, surgeon fees, doctor consultation, and anesthetist consultation are also covered. From hospital stay to delivery costs to medical tests and medicines, a well-constructed maternity insurance plan can help ease off the rising costs so that you can enjoy the happiest moment of your life without any stress.

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